About NJ Car Wash Insurance — one agency, one class of business, one phone number

What this site writes

Car washes, every format, in all 21 New Jersey counties. Express tunnels and flex-serve operations, full-service washes, self-serve bays and in-bay automatics, hand wash and detail shops, mobile detailers, fleet and truck washes, and washes bolted onto a fuel or convenience site.

One class of business is a deliberate choice. The New Jersey layer on this account — where the water may go, which class code applies, what a drought order can and cannot do, what happens to a wash parcel at closing — is not general commercial knowledge, and it is not something a generalist quote sheet asks about.

How the agency works

You send the documents you already have. We read them, name the gaps in writing — including the ones we cannot fix — and then market the whole program once rather than piecemeal. There is no application to fill in at the start, and no obligation at the end.

We publish no carrier names without approval, no premium ranges, and no claim statistics for this class, because no verifiable published dataset for them exists. Where the only available source is industry commentary rather than loss data, this site says so on the page.

Jeff Friedlander, principal

Jeff runs the agency from Flemington and answers the phone on this line himself. 2½ minutes below on the one coverage question every New Jersey wash owner should be able to answer about their own policy.

What we cite

Every New Jersey rule this site relies on, with a link to the rule itself.

• N.J.A.C. 7:14A-2.4 — the activities NJDEP issues a permit for
• N.J.A.C. 7:9A-1.6(i)–(j) — industrial wastewater may not go into an individual septic system
• N.J.A.C. 7:19-13.3 — Phase I drought restrictions and the car-washing exception
• N.J.A.C. 7:26B Appendix C — the ISRA subject NAICS list; 811192 is not on it
• N.J.S.A. 58:10-23.11g(c)(1) — Spill Act liability, strict, joint and several
• N.J.S.A. 34:11-56a et seq. and the 2019 Wage Theft Act — the six-year lookback
• NJ CRIB — class code 8396, automobile car wash

Or call 908-824-6733 — Jeff picks up.